The interest rate charged is the policy loan interest rate
John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy. Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member). Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy.
Products or services offered under the Vitality Program are not insurance and are subject to change.